Finance New Equipment
Replace worn-out combines, tractors, or trucks.
Farming is different from most industries. Many ranches and farms are still a family affair. That raises the stakes when it comes to having cash on hand to pay for unexpected expenses or growth opportunities. A loan for an agriculture business can help you get the cash you need. While securing funding for agriculture can be difficult due to cyclical revenue, we offer funding options specifically for ranchers and farmers in need of financing.
Replace worn-out combines, tractors, or trucks.
Improve production & prevent livestock loss by hiring staff.
Purchase more farmland to increase the yields of your farm.
Pay for everyday expenses and cover the cost of new tools.
How do small loans for agriculture work? The agriculture loan process is simple and straightforward. After applying through our secure online portal, a Funding Specialist will contact you to learn more about your farming business. You’ll work directly with your Funding Specialist to explore your financing options. We’ll help you find an agriculture business loan that meets your needs.
Submit your application securely in minutes.
We’ll discuss the right financing option for you.
Receive financing and start growing your business.
It can be difficult to find small business loans for agriculture due to the unique nature of the industry. It’s important to work with a lender who understands the financial challenges faced by farmers and ranchers. We take the time to learn about you and your business before we make funding recommendations.

An Agriculture business loan is an investment in the growth of your company — but securing financing is only a fraction of what it takes to manage your finances. We’ve put together a list of resources to give you the whole story on loans, taxes, and managing the financial health of your company.
Offers are based largely on your business cash flow. A low credit score or an open tax issue isn’t necessarily a deal breaker.
There are no restrictions on the usage of your funds. Once you’ve received funding, you can use it to grow your business as you see fit.
The first step to receiving funding is filling out our online application. Once filled out, we’ll get in touch with you to discuss your financing options. Depending on your business needs, you may be eligible to receive funding with the documentation provided in your application. In the case a financing option requires additional documentation, we’ll let you know. Once you’re approved, you can expect financing in as little as 24-48 hours.
Your credit score isn’t a deal breaker. Our funding partners base their decisions largely on your business cash flow.
Once we submit your application and bank statements to our funding partners, a decision usually comes back in 4 to 10 hours. If you accept the offer, we can have the funds in your account in as little as 24 hours.
Typically, we can help you finance 100% to 200% of your average monthly gross deposits.
Once approved, funding often arrives within 24 hours of your application and statements being submitted.
No, in some cases, you may receive discounts for paying off early.
Yes, we can work with you to discuss your options and consolidate your funding if needed.
SpringFi empowers small businesses with access to the financing they need to grow and prosper. Take your next step toward realizing your business dreams. Contact us online to learn more about our same-day business loans or call (929) 536-9910 to speak with one of our dedicated funding experts.