SpringFi works with small businesses, offering long- and short-term financing across various industries. Our funding and loan offerings include everything from cash advances to equipment financing and leasing to create a selection that suits your requirements.
We deliver a fast lending process, giving you the funds within 24 to 48 hours. Our services include finding the best option for your particular requirements.
Your business and its operations are unique, so you need funding or loan options that suit how you work. Some operations face particular challenges, such as the need for the latest equipment to stay competitive in the industry. For others, long repayment periods for accounts receivable invoices create irregular cash flow. Whatever your difficulties, you can find financing options from us.
We offer alternative business financing for industries such as:
Whatever your industry, we have a funding or loan option to suit your situation. Start by understanding your business needs, which helps you narrow down the best solution for your requirements.
Next, apply online using details like your business bank statements and credit history. We can find suitable solutions even if you don’t have a perfect credit score. Once you submit your application, we will work with you to narrow options and navigate approval.
Here are the categories of funding and loans we offer.
When you expect to receive a certain amount in sales, you can get a one-time payment through a merchant cash advance (MCA). This funding option lets you choose repayment using a percentage of your sales and doesn’t require a down payment.
If you’re waiting on payment from outstanding invoices, get up to 90% of the money now through invoice factoring. This financial option works well for businesses with longer payment periods, enabling you to keep cash moving. You can also shift invoice management to a third party, so you have more time for other business responsibilities.
Keep your valuable business or personal assets out of the loan process. Unsecured business loans don’t require collateral, which enables you to reduce the risks of losing assets. These loans are lower risk for you and give flexible usage for whatever business expenses you need to cover.
Your equipment is vital to your business operations, so get the financing you need through SpringFi. This funding option enables you to get access to equipment quickly and has various uses, from a tractor for your farm to computers in your office.
There are no restrictions on the usage of your funds. Once you’ve received funding, you can use it to grow your business as you see fit.
The first step to receiving funding is filling out our online application. Once filled out, we’ll get in touch with you to discuss your financing options. Depending on your business needs, you may be eligible to receive funding with the documentation provided in your application. In the case a financing option requires additional documentation, we’ll let you know. Once you’re approved, you can expect financing in as little as 24-48 hours.
Your credit score isn't a deal breaker — our underwriting team makes financing decisions based on your business cash flow.
Once your application and bank statements are submitted, it only takes 4-10 hours to receive a decision from underwriting. If you accept the offer, we can have the funds in your account in as little as 24 hours.
Typically, we can help you finance 100% to 200% of your average monthly gross deposits.
Once approved, you’ll receive funding in a few hours. Normally, we can fund within 24 hours of receiving the application and banking statements.
No, in some cases, you may receive discounts for early loan payments.
Yes, we can work with you to discuss your options and consolidate your loans if needed.
SpringFi empowers small businesses with access to the financing they need to grow and prosper. Take your next step toward realizing your business dreams. Contact us online to learn more about our same-day business loans or call 347-778-5195 to speak with one of our dedicated funding experts.
With our flexible terms and no-collateral business funding for various industries, we make it easy for businesses to get the financing they need while avoiding some of the stricter requirements from banks. Our simplified online application for funding and loans takes minutes to complete, and you could receive financing in as little as 24 hours to keep your business running with minimal interruption.
Complete your application today. You can also contact us or call us at 347-778-5195.
